2026

Big Things
Are Coming

We have built a strong foundation, earned a solid reputation, and established a brand that stands for quality, reliability, and sustainability. Now it’s time to scale and to let customers beyond Liechtenstein’s borders know that Floin is here to make a lasting difference.

2026 is our year of growth. This dedicated section is where we share what’s coming next and how we’re shaping the future of digital wealth.

What’s coming

Fiat Accounts

We will introduce fiat accounts to enable direct interaction between traditional currencies and digital assets. You will be able to fund your account in fiat and manage both fiat and digital assets within one unified platform. Built for efficiency, transparency, and everyday use.

Floin Debit Card

The Floin Debit Card brings your digital assets into everyday use. You will be able to pay globally and spend seamlessly wherever cards are accepted. Fully integrated into your Floin account, one card connects your assets to the real world.

Saving Plans

Saving plans will enable you to grow your digital asset portfolio through regular, automated investments. You can set up recurring purchases and benefit from a cost-averaging approach over time. Built for long-term portfolio growth with discipline and simplicity.

Sub-Wallets & Multi-User Accounts

We will introduce sub-wallets and multi-user accounts to give you greater control and flexibility. You will be able to manage multiple wallets under one account and define granular access rights for different users. Ideal for private clients, families, and corporate structures.

Convert Feature

The convert feature will allow you to exchange assets quickly and directly within your Floin account. You will be able to convert between supported digital assets without leaving the platform. Simple, efficient, and designed for everyday portfolio management.

AI – Implementation

AI will be integrated across multiple areas of Floin to support smarter and more efficient workflows. Above all, it will be applied where it creates clear value for you as a client — from improved usability to better decision support. Always purposeful, transparent, and aligned with your interests.

Floin+ is the defining highlight of 2026.

It represents a new way of experiencing digital wealth — one that goes beyond transactions and balances. We are building the first Social Finance Network of its kind, designed to make investment opportunities more transparent, accessible, and engaging.

With the ECSP authorization as a key regulatory milestone, Floin+ will move from a private beta phase into its full public launch. This framework enables us to open the platform responsibly and at scale, ensuring that transparency, structure, and regulatory clarity are embedded from the start.

You will be able to discover tokenized opportunities just a few clicks away, follow their development in real time, and engage with insights and discussions around each opportunity. By combining regulation, technology, and human interaction, Floin+ turns investing into a shared experience — built for informed participation rather than isolated decisions.

Floin+ changes the way people invest. It’s a true game changer - and you’re going to love it!

Built on Regulation. Scaled with Responsibility.

From day one, Floin has been committed to a clean, transparent, and well-regulated digital asset ecosystem. When dealing with people’s wealth, operating within a clearly defined regulatory framework is not optional - it is essential.

As a financial services provider, Floin is subject to stringent compliance and regulatory requirements. We welcome these standards because they protect our customers and form the foundation of long-term trust.

In 2026, we will continue to operate at the highest regulatory standards and pursue additional licensing steps to responsibly expand our service offering. We grow in a structured and compliant manner, so you never have to worry about the safety of your assets.

Regulatory Milestones
in 2026

MiCA License

We are in the final stages of the MiCA authorization process, aligning Floin with the EU’s comprehensive regulatory framework for crypto-asset service providers. This step reinforces governance, transparency, and consumer protection as we expand across Europe. For you, it means operating within one of the most robust regulatory regimes in the world.

PSD II License

We will extend our regulatory framework with a PSD II license to enable regulated payment services within Floin. This allows deeper integration of fiat accounts, payments, and digital assets across the platform. For you, it means more efficient payment flows and a seamless, compliant bridge between traditional finance and digital wealth.

ECSP License

We will obtain ECSP authorization under the EU Crowdfunding Regulation to expand Floin’s offering in a fully regulated manner. This license is a key requirement for launching Floin+ beyond its private beta and making tokenized investment opportunities accessible at scale. For you, it means transparent access to curated opportunities within a clear and trusted regulatory framework.

From Vision
to Commitment

Every step we take, from new products and infrastructure to regulatory expansion, follows a clear philosophy: long-term thinking, quality over speed, and responsibility towards our customers.

Shortly before the start of 2026, our CEO took a moment to reflect on what time, quality, and sustainable growth really mean for Floin and why this year marks an important milestone in our journey.

Access Your Digital Assets
Anytime, Anywhere.

With the Floin App, your crypto portfolio is always within reach. Seamlessly buy, sell, and manage your tokens, coins, and beyond, all from the convenience of your device.